题目内容
（请给出正确答案）
Credit cards are better than cash as______
A．they can be lost or stolen
B．they can never be lost or stolen
C．we don't have to fear that they will be lost or stolen
D．we won't lose our money even if they are lost or stolen
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更多“Credit cards are better than c…”相关的问题
A.No. Only cash or credit cards
B.Yes. Credit cards are okay
C.I can write a check
Credit cards offer two major services. First, they are easier and safer to carry than large amounts of money. Second, they permit people to borrow-to buy things they want even when they do not have enough money to pay the full price. Credit cards make it possible to spread out payments over weeks or months.
To receive credit cards, people must prove that they earn enough to pay for whai they buy. And they usually must prove that they have paid back any money they borrowed in the past. Then, after they receive the card, credit cmnpanies limit how much they can buy with it. Visa and Mastercard, for example, do not permit most of their users to owe more than $ 1,500. Yet even with these restrictions(限制), credit cards often make it too easy for people to spend the money they cannot pay back.
With credit cards, people pay for goods or services at the end of each month, instead of when they buy them. And when the time does come to pay, most credit cards offer people a choice. They can pay all of what they owe for the month. Or they can pay just part usually between five and ten percent of what they owe.
Studies of credit card use have found tha! each month, about half of all card users pay the full amount they owe. The others pay only part of the amount. It is this group that pro- vides credit, card companies with most of their earnings. That is because the people pay a service charge—"interest"—for the right to postpone full payment. Most pay an interest rate of about 19 percent a year of what they owe. In the last few years, there has been increasing criticism of high interest rates on credit cards. The use of credit cards continues to increase. Some people say that in the near future credit cards will replace money completely, but others believe that event is unlikely. However, they think Americans will be using credit cards more and more. A major reason for this is the increasing fear of crime. Credit cards—unlike real money—can be replaced if they are lost or stolen.
With a credit card one can buy things______.
A．one can never afford
B．without using cash
C．at lower prices
D．which cannot be bought with cash
Over 60 million persons in the United States own a credit card. For these millions of Americans a credit card is "coined freedom". It has had effect of increasing consumption possibilities for households by allowing them to purchase thousands of dollars of merchandise. ranging from autos. clothing, to electrical appliances. The widespread use of creditcard nowadays staggers the imagination to the point where one wonders whether the total amount of consumption spending each year would be the same if this "plastic money" were not around, Credit cards have also been of significant importance to the national economy.Businessmen have been encournged to expand plant and equipment and hire additionat personnel to meet the heavy demand for their products, The tendency of employment and income would rise significantly. Unfortunately the ease with which buyers can increase their purchase with credit cards have caused them to overlook the additional costs.Purchase on credit cards are postponed payments. Buy-now pay later encourages buyers to use credit cards ,extencively.Since the buyer is in effect borrowing money for a special purposer he must expect to pay an interest charge. Interest is the price of using money over a long period of time. A close analysis of the use for credit cards for heavy purchases will show that the buyer has added to the cost of making these purchases. It must also be kept in mind that unpaid monthly balances means added interest charges. Furthermore. the use of credit cards will add to the most purpose of the product since the shopkeeper does not receive the money at the time of the purchase, Shopkeepers might add on the cost of handing credit cards to the bill. One of the arguments against the use of credit cards has been that those who do pay cash at the time if purchase finance the use of a credit card by another person.This is so, the argument runs, because the price of a product will include the cost of another persons use of a credit card.
Which of the following is NOT true about credit cards？
A.It can encourage great sums of consumption
B.Shopkeepers, among others object to the use of credis cards because they add on the cost of the merchandise
C.Credit card holders actually pay for their shopping goods afer the purchase has been completed
D.The national economy enjoys extensive growth because of the use of credit cards
What is the main topic of the passage？A.Advantages and disadvantages of credit cards
B.Economic growth hacked up by the use of credit cards
C.Arguments against the use of ecredit cards
D.Credit cards make life easier
What are the arguments against the use of credit cards？A.It may lead to the overgrowth of the national economy.
B.The delay in the payment of shopping goods may bring damage to shopkeeprers’profits.
C.Some people may intentionally purchase goods that they cannot possbly aford
D.Those who pay by cash at the purehase will have to pay for the cost added to the product as the interest charge of credit cards
The writers purpose in this passage is to____.A.argue against credit card
B.deseribe a phenomenon
C.introduce us the disadvantage and advantage of credit card
D.propose an original viewpoint
Do you use American dollars or Chinese RMB to settle the account？
A.Australian dollars. Better to pay with checks.
B.Hong Kong dollars. Better to pay with credit cards.
C.Canadian dollars. Better to pay with letter of credits.
D.U.S dollars. Better to pay with checks.
Anna：Hi．Keith．How’S it going？
Keith__________：．I lost my wallet，and it had all my ID and credit cards in it．
A.Not too bad
B.Not too good
C.Not very well
D.Not at all
A．but we have to pay back later more than what we owe
B．and we don't have to pay back any other money
C．but we pay back a little less than what we owe
D．and we must soon pay back what we owe
Save Money by Understanding Why You Spend It
To save money, you simply need to spend less than you earn. It is easy to say, but why is' it so difficult to do？ To answer this question, you need to study the factors that keep you spending all the time.
Easy access to credit
For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form. in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren't physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren't spending money at all. Try using cash to get your spending under control.
Misusing credit cards
A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can't afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money.
Giving in to temptation
We all need to enjoy life, but don't waste your financial future for a few guilty pleasures today if they aren't in your budget. When you know that you can't afford an activity, don't give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.
() 26. For most people, easy access to credit is the biggest reason for overspending.
() 27. Using credit card is an effective way to get your spending under control.
() 28. You have to pay for the credit card loans by the end of each month.
() 29. Using a credit card to pay is spending free money.
() 30. Always pay attention to your budget while spending.
A.In person．
B.By telephone．
C.By post．
D.By fax．
Booking opens for Beckett Shorts on September 8
BY TELEPHONE
For credit card(信誉卡) booking. Calls are answered.
BOX OFFICE
01789-295623 9 a.m. ～8 p.m. (Mon. ～Sat. )
0541-541051 (24 hour, 7 days, no booking charge).
BY FAX
For credit card booking. Please allow at least 48 hours for reply, if required.
BOX OFFICE
01789 261974 or 01862 387765
BY POST
Please enclose(附上) a cheque or credit card details together with a SAE or add 50p to the total amount(总额) to cover postage. Please send to the Box Office, RST, Stratford-upon- Avon, CV37 6BB.
Booking opens for all other plays on September 19.
IN PERSON
BOX OFFICE
RST hall, 9:30 a.m. ～8 p.m.(Mon. ～Sat. )
(6 p.m. when theatres are closed).
OVERSEAS BOOKING
The easiest method of payment is by credit card. You can also pay by: Eurocheque(up to￡500) with your card number written on the back.
PAYING FOR YOUR TICKETS
CREDIT CARDS
We accept Visa, Master Card, American Express and Diners Club. Please give the card number, name and address of cardholder.
CHEQUES
Cheques and postal orders should be payable to: Royal Shakespeare Theatre.
In which of the following ways of booking does one probably have to pay extra money？
A．In person.
B．By telephone.
C．By fax.
D．By post.
Instructions
1. To make your payment online, click (点击) the“Pay Now” link under the“Account Overview (概览)”summary.
2. If your business has more than one registered account, first select the account you need from the“Account Number”menu, and then click the“Pay Now”link.
3. If you have never made an online payment before, you will be asked whether you want to make a payment by using a bank account or credit card. Select either “Bank Account” or“Credit Card” from the“Select Payment Method”menu.
The online payment system is available Monday through Saturday, from 7:00 AM to 1 2:00
AM (Midnight) Eastern Time.
1. An AT& T BusinessDirect account helps you _______________.
A. earn an interest from a bank account
B. make the first month’s payment only
C. pay your telephone bill automatically
D. enjoy all the available banking services
2. Tne payment with an AT& T BusinessDirect account can be made online with________.
A. a passport
B. a credit card
C. a driving license
D. a traveller’s check
3. If you have several registered accounts for payment, the first link that you should click is__________.
A. “Select Payment Method”menu
B. “Account Overview” summary
C. the“Account Number”menu
D. the “Pay Now” link
4. When making the first-time online payment, you will be asked to______________.
A. register your online account number
B. open several registered accounts
C. select the payment method first
D. apply for a new credit card
5. The passage is mainly about ___________________.
A. how to pay phone bills by AT& T BusinessDirect
B. how to open an AT& T BusinessDirect account
C. how to make use of online bank services
D. how to start a small online business
