题目内容
（请给出正确答案）
A．is always more than
B．is the same as
C．is sometimes higher than
D．is sometimes lower than
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更多“The bank makes profits in the …”相关的问题
Who makes first presentation of documents to the nominated bank under a transferable credit？
(1)( ) The first beneficiary.
(2)( ) The second beneficiary.
(3)( ) The middle man.
1-1.American students learn social skills in school.
A、√
B、×
1-2.Some American students learn business skills to operate their own school.
A、√
B、×
1-3.The bank is open for one hour two days a week.
A、√
B、×
1-4.Students can put their money into the bank but withdrawing is not easy.
A、√
B、×
1-5.Workers from a local bank helped the students start the bank.
A、√
B、×
When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a check in favor of another person. Primarily, the bank-customer relationship is that of debtor and creditor who is which depending on whether the customer's account is in credit or overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.
The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit (把……记入借方) his account only in respect of checks drawn by himself. He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a check on which its customer's signature has been forged. It makes no difference that the forgery may have been a very skillful one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the practice, adopted day banks, of printing the customer's name on his checks, ff this facilitates forgery, it is the bank which will lose, not the customer.
When you have a bank account, you ______. ()
A．must always be in credit
B．can't draw any money if you're overdrawn
C．can draw money without notice
D．can't pay money to anyone else
Dear professor,
Banks normally receive money from their customers in two distinct forms; on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir (水库) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being" liquid" , or of the ' liquidity ' of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.
On______, the bank will pay interest.
A．the current account
B．personal cheques
C．the deposit account
D．both the current and deposit account
When Lilian Hanson graduated from high school, she went to the bank to borrow money for the further education. The banker gave her no encouragement. He didn' t think that a country girl should borrow money to go to college. He thought she should be at home doing work in the house or around the farm. So Lilian Hanson went home and raised a family of nine children instead of going to college. Mrs. Hanson never forgot her dream of getting a higher education. When her children were grown, she tried again. She finds the hardest part of going back to school at her age is to sit in class for long periods of time. Because she is not as quick as she used to be, Mrs. Hanson often gets up and walks around classes to keep from getting stiff (僵硬) . At the beginning of a course in using the computer, the other students all stood up to give her a warm welcome when she introduced herself and explained why she was there and what her aims were.
1.Mrs. Hanson couldn' t go to college immediately after she graduated from high school because①().
A.she hadn' t got enough money
B.she was a country girl
C.the banker ordered her not to borrow money
2.Mrs. Hanson wanted to borrow money from the bank②().
A.to support her family
B.because she was 73 years old
C.to further her education at college
3.In the college, what makes Mrs. Hanson different from her classmates is③().
A.the fact that she is poor
B.that she has a family of nine children
C.that she is 73 years old
4.The computer students welcome Mrs. Hanson warmly because④().
A.she had got an excellent result in the exam
B.she was good at telling funny stories
C.they were deeply moved by her spirit
5.Mrs. Hanson is the sort of person who⑤().
A.cares for study very much
B.likes to borrow money from the bank
C.tries to save money for her family
The lesson from dams is that big is not always beautiful. It doesn't help that building a big, powerful dam has become a symbol of achievement for nations and people striving to assert themselves. Egypt's leadership in the Arab world was cemented by the Aswan High Dam. Turkey's bid for First World status includes the giant Ataturk Dam.
But big dams tend not to work as intended. The Aswan Dam, for example, stopped the Nile flooding but deprived Egypt of the fertile silt that floods left—all in return for a giant reservoir of disease which is now so full of silt that it barely generates electricity.
And yet, the myth of controlling the waters persists. This week, in the heart of civilized Europe, Slovaks and Hungarians stopped just short of sending in the stoops in their contention over a dam on the Danube. The huge complex will probably have all the usual problems of big dams. But Slovakia is bidding for independence from the Gzechs, and now needs a dam to prove itself.
Meanwhile, in India, the World Bank has given the go-ahead to the even more wrong-headed Narmada Dam. And the bank has done this even though its advisors say the dam will cause hardship for the powerless and environmental destruction. The benefits are for the powerful, but they are far from guaranteed.
Proper, scientific study of the impacts of dams and of the cost and benefits of controlling water can help to resolve these conflicts, Hydroelectric power and flood control and irrigation are possible without building monster dams. But when you are dealing with myths, it is hard to be either proper, or scientific. It is time that the world learned the lessons of Aswan. You don't need a dam to be saved.
The third sentence of Paragraph 1 implies that ______.
A．people would be happy if they shut their eyes to reality
B．the blind could be happier than the sighted
C．over-excited people tend to neglect vital things
D．fascination makes people lose their eyesight
Section B
Directions: In this section, you will hear 3 short passages. At the end of each passage, you will hear some questions. Both the passage and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D.
听力原文： Do you know how to advertise for a bank？ If you ask people about the functions of a bank, they would probably say that the bank is where you can deposit money and cash a check. But it's much more than these. And we have to tell people this in our advertisement.
There are several things to think about for a bank advertisement. (26)The first problem is to decide who should be our audience. Should our advertisement be aimed at adults with full employment only？ Or should it also appeal to students, housewives, retired workers, or even children？ It is a good idea to address the largest possible audience. If we introduce the name of our bank to children they will never forget it.
The next question is how to attract people of different social groups to our bank. The usual tip is to offer free gifts, for example, portable radios or T-shirts for the young and gold pens for business executives. That always works. But what do we give to our best customers？ That's another question. What about leather diaries, for example？
Banks are very competitive. We have to think of something new to offer our customers. That's the third problem. Ours is one of the first banks to have drive-in service and to open on Saturdays, but now many banks do. Most banks also offer a variety of checking and saving accounts and a full range of investment plans to suit the needs of their customers, as well as the 24-hour ATM banking which makes it much faster and easier for customers to withdraw cash or do other things. (27)To attract more customers to our bank, it is essential that we have something that no other bank offers.
(27)
A．Business executives, housewives and college students.
B．Parents planning for their children's education.
C．Adults with or without full employment, students, housewives, and retired people.
D．Best customers only.
阅读理解：根据文章内容，完成选择题。
Lilian Hanson, a college students, expects to graduate in about two years. What makes Mrs. Hanson different from her classmates is her age—73 years. She has been studying at college, a few courses at a time, for 27 years.
When Lilian Hanson graduated from high school, she went to the bank to borrow money for the further education. The banker gave her no encouragement. He didn't think that a country girl should borrow money to go to college. He thought she should be at home doing work in the house or around the farm. So Lilian Hanson went home and raised a family of nine children instead of going to college. Mrs. Hanson never forgot her dream of getting a higher education. When her children were grown, she tried again.
She finds the hardest part of going back to school at her age is to sit in class for long periods of time. Because she is not as quick as she used to be, Mrs. Hanson often gets up and walks around classes to keep from getting stiff (僵硬). At the beginning of a course in using the computer, the other students all stood up to give her a warm welcome when she introduced herself and explained why she was there and what her aims were.
1. Mrs. Hanson couldn't go to college immediately after she graduated from high school because{A; B; C}.
A. she hadn't got enough money
B. she was a country girl
C. the banker ordered her not to borrow money
2. Mrs. Hanson wanted to borrow money from the bank{A; B; C}.
A. to support her family
B. because she was 73 years old
C. to further her education at college
3. In the college, what makes Mrs. Hanson different from her classmates is{A; B; C}.
A. the fact that she is poor
B. that she has a family of nine children
C. that she is 73 years old
4. The computer students welcome Mrs. Hanson warmly because {A; B; C}.
A. she had got an excellent result in the exam
B. she was good at telling funny stories
C. they were deeply moved by her spirit
5. Mrs. Hanson is the sort of person who{A; B; C}.
A. cares for study very much
B. likes to borrow money from the bank
C. tries to save money for her family."
解释一个竞争性的、追求利润最大化的企业如何决定每种生产要素需要多少。
Explain how a competitive, profit-maximizing firm decides how much of each factor of production to demand.
